• It’s a flexible pension – it can change as my life changes

  • A pension to suit you

    Everyday life can be busy enough without having to plan for the future. But you still need a dependable way to invest money for when you stop working or start to phase in your retirement.

    The Retirement Wealth Account could suit you perfectly. You can set up a traditional Personal Pension and select your investments from AXA Wealth's pension funds. It could be a great way to invest tax efficiently, with a choice of how much and how often you want to contribute to your pension. It offers a choice of when and how to take the benefits.

  • What The Retirement Wealth Account can do for you

    As there’s no minimum investment amount to worry about – you’re free to contribute whatever you choose (subject to HMRC regulations).

    All the charges you need to pay are clearly described, so you always know where you stand.

    There are a number of ways to benefit from the tax efficiency of the pension scheme, such as contributions, income tax and inheritance tax. For more information see our product guide.

    Once you’re over 55 (or possibly under if you are in ill health) there are lots of different ways you can take your income, including a regular income or lump sum.
    There’s a wide range of funds for you to pick from.

    There are a number of potential risks you should consider before transferring your pension.  For more information please speak to your financial adviser or read our key features guide

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    Manage your account online

    You can log in any time to see how your pension is performing, and you can change your fund choices - for free.*


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  • Is it right for you?

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    View the key features

    Look at the most important features and risks of The Retirement Wealth Account.

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    See what the charges are

    Understand what charges will apply to your account and when.

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    Understand drawdown

    See how you can take an income and/or lump sum from your pension.

  • Need a financial adviser? We can help you find one in your area
  • Please bear in mind

    • The value of your investments can go down as well as up, and you could get back less than you paid in.
    • You can't normally take your benefits before age 55.
    • A stakeholder pension might suit you just as well.
    • Tax benefits can change, and will depend on your circumstances.

    Your adviser will be able to tell you more about these considerations.

  • *Switching is free at the moment, but we may introduce charges in the future.