• Continuing to offer retirement flexibility exclusively for existing clients

    We're committed to supporting you with complete retirement flexibility for existing clients,

    backed up by the highest levels of service.

     

  • 11 lady with dog

    Open to new investments from existing clients

    Our products are closed to new clients, but clients with an existing plan can continue to enjoy their plan's features, including making ad-hoc top ups, increasing any regular contributions, or transferring in from other pension schemes.

    Existing Family Suntrust schemes can also add new members.

     

  • Here's a reminder of what your clients' plans have to offer them:

    A flexible pension offering existing clients complete choice in retirement planning, whether they are building their fund, or looking to start accessing their income. It's feature rich, so it can change with your clients.

    Investment options
     
    Retirement options           
    Keep all your money invested
    Take tax free cash
    Take a taxable regular income
    Take lump sums when needed
    Capped Drawdown
    Take all your money in one go
    Pension funds and self-investment 

    Yes

    Yes, as a lump sum or regular income

    Yes

    Yes

    Yes: 

    Available only to clients already using this option

    Yes

     
    For clients looking to get a guaranteed income for life, an annuity can be arranged through us or another provider.

    Find out more

    A personal pension offering a wide range of pension investment funds and retirement income options.

    Investment options   Retirement options           
    Keep all your money invested
    Take tax free cash Take a taxable regular income
    Take lump sums when needed
    Capped Drawdown
    Take all your money in one go
    Pension funds Yes

    Yes, as a lump sum or regular income

    Yes


    Yes

     

    Yes: 

    Available only to clients already using this option
    Yes


    For clients looking to get a guaranteed income for life, an annuity can be arranged through us or another provider.

    Find out more

    A self-invested pension for families or other groups of individuals, which allows them to pool their funds in order to access more investment choice.

    Investment options     Retirement options                
    Keep all your money invested  Take tax free cash
    Take a taxable regular income
    Take lump sums when needed  Capped Drawdown
    Take all your money in one go 
    Pension funds, self-investment Yes
    Yes
    Yes
    Yes Yes
    Yes


    For clients looking to get a guaranteed income for life, an annuity can be arranged through us or another provider.

    Find out more

    A personal pension for individuals wishing to transfer out of an occupational scheme but retain any enhanced tax-free cash entitlement. Offers a wide range of pension investment funds.

    Investment options Retirement options            
      Keep all your money invested
    Take tax free cash
    Take a taxable regular income
    Take lump sums when needed
    Capped Drawdown
    Take all your money in one go
    Pension funds Yes
    Yes
    Yes No
    No
    Yes


    For clients looking to get a guaranteed income for life, an annuity can be arranged through us or another provider.

    Find out more

    A workplace pension scheme for employers wishing to reward their employees with a pension plan offering a wide range of pension investment funds.

    Investment options   Retirement options          
    Keep all your money invested
    Take tax free cash
    Take a taxable regular income
    Take lump sums when needed
    Capped Drawdown
    Take all your money in one go
    Pension funds
    Yes
     Yes Yes
    No
    No
    Yes


    For clients looking to get a guaranteed income for life, an annuity can be arranged through us or another provider.

    Find out more

    A pension fund investment plan for trustees of occupational or self-invested pension schemes, with no ongoing plan charges for existing clients. 

    Investment options
    Choose from a range of pension funds investing in Money Market, Fixed Interest, Property and Shares. And depending on your preference,  you can opt for ready-made portfolios or pick your own funds.

    Withdrawal options
    Both single and regular withdrawals can be made, and  the plan can be cashed-in at any time.

    Find out more

  • Are your clients making the most of their plan? Do you have any queries?

    Call us on 0345 129 9993. Lines are open between 8.30am and 5.30pm, Monday to Friday.

    We sometimes record our telephone calls and use the recordings to train our staff so we can give better service. All recordings are stored securely.

  • Drawdown options

    How to give your clients income flexibility and tax efficiency with the least admin?

    Find out

    Investment funds

    Are you following the best investment approach for you and your clients?

    Take a look at what we offer

    Get an illustration

    For top ups and transfers into the Retirement Wealth Account:

    Get an online illustration

    For any other products, and other types of illustrations call us on 0345 129 9993.