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The more you know about how your client's money might grow, the better you can help them to plan for the future. Our ISA calculator can look as far as 30 years ahead, to show you how your client's ISA might perform over time.
1. Enter the initial payment, as well as any regular payments your client will make
2. Choose whether your client's portfolio is low, medium or high risk
3. Enter details of the fees they can expect to pay
We'll then show you a range of potential returns, based on whether market performance is low, medium or high.
The level of risk will depend on the assets in your client’s
portfolio. Cash and fixed interest assets are lower risk, while equities and
property involve more risk.
Low risk portfolios:
High risk portfolios:
You should choose the growth rate that most closely matches
the make-up of your client’s portfolio.
The minimum single payment or transfer into an Elevate ISA is
£1,000. The minimum regular payments are £100 a month, £300 a quarter, £500
every six months or £1,000 a year.
Please enter any actual charges that will apply if your client decides to invest in an Elevate ISA – for instance, your initial fee, and any regular charges.
See Elevate's pricing and charges
This calculator is just a guide. It's designed to give you an idea of the returns your client could get if they invest in an ISA, based on the details you enter. The projected results are purely illustrative - they aren't guaranteed, and aren't minimum or maximum amounts.
An ISA is intended to be a medium (at least five years) to long term (over ten years) investment, so your client should invest for at least five years.
The value of your client's ISA can go down as well as up. It isn't guaranteed, which means your client could get back less than they originally paid in. If your client decides to invest in an ISA with Elevate, what they actually get back depends on the chosen investments, how these investments perform and the effect of charges. Tax and legislation are likely to change in the future, and the information above is our interpretation of current law and HMRC rules. The value of any tax benefits will depend on your client's circumstances