• Calculate how your client's ISA could perform

    The more you know about how your client's money might grow, the better you can help them to plan for the future. Our ISA calculator can look as far as 30 years ahead, to show you how your client's ISA might perform over time.

  • 3 couple tablets

    Using the Calculator

    1. Enter the initial payment, as well as any regular payments your client will make

    2. Choose whether your client's portfolio is low, medium or high risk

    3. Enter details of the fees they can expect to pay

    We'll then show you a range of potential returns, based on whether market performance is low, medium or high.

     

  • Frequently asked questions

    The level of risk will depend on the assets in your client’s portfolio. Cash and fixed interest assets are lower risk, while equities and property involve more risk.

    Low risk portfolios:

    • We assume the proportion of higher risk assets is less than 25%
    • The calculations will be based on an average rate of return of 3%
    • The calculations will have a lower rate of 0% and an upper rate of 6%

    Medium risk portfolios:

    • We assume the proportion of higher risk assets is between 25% and 60%
    • The calculations will be based on an average rate of return of 4.5%
    • The calculations will have a lower rate of 1.5% and an upper rate of 7.5%

    High risk portfolios:

    • We assume the proportion of higher risk assets is more than 60%
    • The calculations will be based on an average rate of return of 5%
    • The calculations will have a lower rate of 2% and an upper rate of 8%

    You should choose the growth rate that most closely matches the make-up of your client’s portfolio.

    The minimum single payment or transfer into an Elevate ISA is £1,000. The minimum regular payments are £100 a month, £300 a quarter, £500 every six months or £1,000 a year.

    Please enter any actual charges that will apply if your client decides to invest in an Elevate ISA – for instance, your initial fee, and any regular charges.

    See Elevate's pricing and charges

  • Please bear in mind

    This calculator is just a guide. It's designed to give you an idea of the returns your client could get if they invest in an ISA, based on the details you enter. The projected results are purely illustrative - they aren't guaranteed, and aren't minimum or maximum amounts.

    An ISA is intended to be a medium (at least five years) to long term (over ten years) investment, so your client should invest for at least five years.

    The value of your client's ISA can go down as well as up.  It isn't guaranteed, which means your client could get back less than they originally paid in. If your client decides to invest in an ISA with Elevate, what they actually get back depends on the chosen investments, how these investments perform and the effect of charges. Tax and legislation are likely to change in the future, and the information above is our interpretation of current law and HMRC rules.  The value of any tax benefits will depend on your client's circumstances

  • Want to know more about investing through Elevate? Call us on 0345 600 2399.
    Lines are open between 8am and 6pm, Monday to Friday. We sometimes record telephone calls to help with training, service and security.